LifeGreen® Checking for Students

LifeGreen® Checking for Students keeps it simple, with no monthly fee, plus ways to help you save and feel financially confident. If you are 18-25 years old^[1], you can start the application process for a Student Checking account online or visit us in one of our branches. Students under 18 must visit a branch and apply jointly with an adult.

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What you get with LifeGreen® Checking for Students

No monthly fee

Option to receive customized alerts and notifications^[2] ^[3] about account balances, deposits, withdrawals and more.

Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

Option to send and receive money through Zelle®^[4]^,^[5]

Customize and personalize your debit card

Support your favorite team every time you use your debit card with our Collegiate Visa® debit card. Our lineup includes a variety of SEC and HBCU card options. Or, personalize your card with a favorite photo of your pet or friends and family using Regions YourPix Studio®.

Collegiate cards details YourPix details

More student checking details

Monthly fee
- None
Account eligibility
- Customers age 25 or younger^[1]
- Students under 18 must visit a branch and apply jointly with an adult
Minimum opening deposit
- $50
Check pricing
- Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667
Statement options
- Online statements are free. Paper statements are $3 per month. Other options are available and fees may apply.
Overdraft fees
- Paid overdraft fee: $36^[6]
- Overdraft protection transfer fee: $0
Regions Your Pix Studio^® fee
- $10 fee applies to each custom card issued
Please refer to Pricing Schedule for more details about the account and other fees.
- You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
- Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
- If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item (and returned item) fee is $36 and is subject to change.
- If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
- Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
With this account, you can get:
- The option to open a Regions LifeGreen^® Savings account with no monthly fee and an opportunity to earn an annual savings bonus^[7]
- 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit^[8]
- Relationship rates for customers who have a Regions checking account and meet other requirements^[9]
- Discount on installment loan with payments auto debited from a Regions account
- Earn cash back when you activate Regions Offers^℠ from popular retailers in Regions Online and Mobile Banking
Other features include:
- Regions Visa^® debit card
- Free access to Online Banking^[10]
- Free standard delivery Bill Pay^[11]
- Mobile Banking^[12]
- Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward^[13]
Here is a checklist of items you will likely need to open an account:
- $50 minimum opening deposit
- Social security number or tax identification number
- Birth date
- Personal identification such as driver’s license, passport, state or government-issued ID, etc.
- Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
- Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Your path to financial confidence starts with a plan.

With the right tools and guidance, anyone can be good with money. Let us help you build a Regions Greenprint® personalized plan to help you reach your goals.

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Smart solutions to help you succeed

Manage money
Download the mobile app

Use the Regions mobile app^[3] to deposit checks to your Regions checking account.

Grow savings
Spend and grow savings

Enroll your checking account in Spend & Save and grow your Regions LifeGreen® Savings automatically as you use your Regions Visa® debit card.^[14]

Access funds
Build credit for the future

Subscribe to Self^[15], a service that could help build your credit history by reporting payments you already make and improve your access to financial opportunities in the future.

Protect assets
Control your cards

Set up LockIt® card controls^[16] to customize how your debit card, credit card and prepaid Now Card® can be used.

Manage all your finances in one place with My GreenInsights

Build your financial confidence by getting a clear picture of your finances with My GreenInsights, an online budgeting and planning tool designed to help you take control of your finances and build your savings.

My GreenInsights details

Financial education tools, tips and resources

Maximize Your Mobile Phone for Smart Financial Planning

How to Create a Monthly Budget

5 Common Ways to Avoid Monthly Banking Fees

What you Need to Know About Building Credit

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Checking FAQs

If you have a LifeGreen Checking for Students account and do not meet the age requirement, your account will be converted to the LifeGreen eAccess Account and must meet the normal criteria in order to avoid the Monthly Fee. One account holder must be of the age of majority.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you.
Mobile Banking, Text Alerts, Regions Mobile App, and Regions Mobile Deposit require a compatible device and enrollment in Online Banking. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number, or use alternative enrollment procedures available by visiting a Regions branch. Your mobile carrier's messaging and data fees may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday CheckCard transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
Mobile Banking, Regions Mobile Banking App, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax & TransUnion. Utility & cell phone payments are reported to TransUnion.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.