Stats crunched by Mozo Experts
-
121Pet Insurance Policies
-
32Insurance Providers
-
4Award Categories
A big round of applause to the 2023 winners of the Mozo Experts Choice Awards for Pet Insurance. For these awards, our team of expert judges compared 32 different pet insurance companies to help Australians find the best value providers and the policies that offer the most generous levels of cover when it comes to protecting their furry friends.
If a pet is part of your family and you want to protect them against accidents or illness, begin your search here to find the best value or quality cover with our pet insurance winners list for 2023.
Standout Winners
Pet Insurance Provider Of The Year
In 2023, the judges chose both petinsurance.com.au and Potiki as Pet Insurance Provider of the Year for 2023. Both providers not only took out several award wins, but also led the field in each of our Value and Quality categories, demonstrating their potential to offer both competitive pricing and comprehensive coverage for your furry friends.
Congratulations to:
Petinsurance.com.au and Potiki
-
Pet Insurance
- Award Benefit Limit
- $10,000 for dogs, $3,000 for cats
- Benefit Percentage
- 80%
-
Accidental Injury & Illness
- Award Benefit Limit
- $10,000 for dogs, $6,000 for cats
- Benefit Percentage
- 80%
-
Pet Insurance
- Award Benefit Limit
- $20,000
- Benefit Percentage
- 80%
-
Silver
- Award Benefit Limit
- $20,000
- Benefit Percentage
- 80%
-
Gold
- Award Benefit Limit
- $20,000
- Benefit Percentage
- 80%
-
Platinum
- Award Benefit Limit
- $30,000
- Benefit Percentage
- 80%
Exceptional Value Accident & Illness Pet Insurance
A great price and cover for the unexpected can be great peace of mind for Australian pet owners.To find the best value Accident & Illness policies, Mozo’s judges considered how each product that met our minimum criteria ranked for a range of quotes. In our assessment, the following eleven products stood out as offering the best value overall.
Congratulations to:
Everyday Insurance from Woolworths, Knose, Medibank, Petbarn, Petcover, Petinsurance.com.au, PetsOnMe, Potiki, RAC, and Stella
-
Pet Insurance
- Award Benefit Limit
- $7,500, $12,5000, or $25,000
- Benefit Percentage
- 70%, 80% or 90%
-
Ultimate Pet Care
- Cover for up to 80% of Eligible Vet Bills
- Accident and illness covered
- Up to $1,200 emergency boarding cover
-
Total Cover
- Cover for up to 80% of Eligible Vet Bills
- Up to $750 of dental cover
- Accident and illness covered
-
Key
- Over 40 years experience
- Accidents and illness covered
- Cover for up to 90% of Eligible Vet Bills
-
Vital
- Over 40 years experience
- Accidents and illness covered
- Cover for up to 90% of Eligible Vet Bills
-
Gold
- 15 years industry experience
- Fast application process
- Cover for up to 80% of Eligible Vet Bills
-
Classic
- Cover for up to 100% of Eligible Vet Bills
- Australian-based claims team
- Accidents and illness covered
-
Gold
- Free VetChat assistance
- Optional dental cover
- Cover for up to 80% of Eligible Vet Bills
-
Pet Insurance
- Accidents and illness covered
- Up to $1,000 of emergency boarding costs
- Cover for up to 80% of Eligible Vet Bills
-
Pet Insurance
- Cover for up to 90% of Eligible Vet Bills
- Optional dental cover
- Accidents and illness covered
-
Comprehensive
- Accidents and illness covered
- $24,000 annual benefit limit
- Up to $1,200 of emergency boarding costs
Exceptional Value Comprehensive Pet Insurance
If you want the highest level of cover for your cat or dog at an affordable price, this is the awards category for you. Mozo’s judges applied a minimum criteria to a range of quotes to identify the policies that offered the best overall value per dollar.
Congratulations to:
Kogan Insurance, Medibank, Petcover, Petinsurance.com.au, Potiki, and RAC
-
Pet Primary + Routine Care
- Accidents, injuries and routine care
- Free month of cover
- Lifetime cover when pet insured from 8 weeks of age
-
Ultimate Pet Care + Routine Care
- Multiple pets discount
- Pet routine expenses covered
- Cover for up to 80% of Eligible Vet Bills
-
Vital + Routine Care
- Over 40 years experience
- Cover for up to 80% of Eligible Vet Bills
- Optional dental cover
-
Gold + Routine Care
- 15 years industry experience
- Fast application process
- Administered by PetSure
-
Gold + Routine Care
- Free VetChat assistance
- Pet routine expenses covered
- Optional dental cover
-
Pet Insurance + TLC Cover
- Accidents, injuries and routine care
- Up to $1,000 of emergency boarding costs
- Cover for up to 80% of Eligible Vet Bills
Exceptional Quality Pet Insurance
This award category recognises the pet insurance policies that offer the best levels of cover and benefits irrespective of price. The Mozo judges reviewed over 131 policies and scored each policy on 14 key factors to determine the winners.
Congratulations to:
Knose, Petcover, Petinsurance.com.au, Petsy, Potiki, and Stella
-
Pet Insurance
- Award Benefit Limit
- $7,500, $12,5000, or $25,000
- Benefit Percentage
- 70%, 80% or 90%
-
Superior
- Cover for up to 100% of Eligible Vet Bills
- Over 40 years experience
- Up to $2,000 of emergency boarding costs
-
Platinum
- 15 years industry experience
- Administered by PetSure
- Fast application process
-
Pet Insurance
- Accidents and injuries covered
- Emergency Boarding Costs
- Cover for up to 90% of Eligible Vet Bills
-
Platinum
- Cover for up to 80% of Eligible Vet Bills
- Up to $1,000 dental cover
- Free VetChat assistance
-
Pet Insurance
- Cover for up to 90% of Eligible Vet Bills
- Optional dental cover
- Accidents and illness covered
What are the Mozo Experts Choice Awards?
Now in their tenth year, the Mozo Experts Choice Awards present an opportunity to recognise products in the market we believe offer great value to Australians.
For the 2023 Pet Insurance awards, our Experts assessed 32 insurance companies head to head.
“It is great that Aussies have so much choice when it comes to selecting Pet Insurance cover for their pets, but it also means that shopping around is more imperative as not all policies are created equal,” said Mozo Experts Choice Awards Judge Peter Marshall.
“This is why our Mozo Expert Choice Awards exist. Our in-depth research process brings similar policies together, looking at both price and cover levels to identify those that stand out from the rest.”
For details on how we crunched the numbers and determined our winners, see the 2023 Mozo Experts Choice Awards for Pet Insurance methodology report.
Our Expert Judges
We couldn’t have a name like the Mozo Experts Choice Awards without a dedicated and experienced team of product data analysts at the helm. Combined they have decades of experience behind them. Meet them below.
-
AJ Duncanson
-
Peter Marshall
-
Meredith Allan
-
George Hirst
-
Rumpa Saha
-
Afia Asha
FAQs
What’s the Judging Criteria for the Mozo Experts Choice Awards?
Running since 2014, the Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers. See our 2022 Mozo Experts Choice Awards for Pet Insurance methodology report for detailed information on how we performed product comparisons and determined the final winners for 2022.
Did you compare all providers in the market for these awards?
We aim to include most providers in the market in the Mozo Experts Choice Awards. However, not all Pet Insurance companies in the market will be included in our review. Any insurance company we review must be available at the time of our analysis and any offers included must be available to the general public on the provider’s website.
In carrying out the Mozo Experts Choice Awards for Pet Insurance 2022, we analysed 35 insurance companies.
Where can I find more information about Pet Insurance?
The best place to get all the ins and outs about pet insurance is to read Mozo's ultimate pet insurance guide. It runs you through all the must know information from how pet insurance works to what types of cover are available, what is and isn't included in policies, and how much pet insurance costs.
How do I find the cheapest pet insurance policy for my pet?
The best place to start is by checking out the winners in the Exceptional Value categories. Our experts have crunched the data on a range of pet scenarios and these were the insurance providers and policies that came out the cheapest when compared to similar products.
It’s important to understand that several factors go into determining the cost of pet insurance, such as your pet’s age and breed. So, you’ll still need to compare features and options to find a policy that is right for you and then get quotes to check prices. To review some of the latest pet insurance deals and our editor’s picks check out our Best Pet Insurance reviews.
Who are the Mozo Experts?
I work for a winning provider, how do we promote our win?
Please get in touch with us to discuss by email should you have any queries.